Bee | High IQ Buying: How to get a mortgage you can respect in 2023
January 2, 2023
Most of the high-rate mortgages of 2022 belong in the dump.
We need a mortgage that's there for you through thick and thin, not just when rates are high, but when they're low.
One that opens your door for you and calls you back after the first date. One that doesn’t drive slow in the fast lane. A mortgage that waits at your front door in case you need something. A mortgage that likes to hold hands and long walks on the beach. A mortgage that can finish your sentences. That you can go to with anything and you know you won’t be judged. A mortgage that already has their shoes off before going through airport security.
A mortgage that doesn’t make the payments for you, but comes pretty darn close. A mortgage you’ve got at home that you brag about to your buddies when they’re all talking about their “personal” loans. A mortgage you wouldn't just trade for a nod a wink from another lender wanting some quick refi fun.
A mortgage you can see yourself spending the rest of your life with, just like the home you’ll use to buy it with.
We need a mortgage you can trust, that has real feelings for you and isn’t just using you for the money. A mortgage you can take home to meet your parents. One that will stand up straight, look your Dad straight in the eye and firmly shake his hand to introduce themselves, and have you back 5 minutes early.
We need a mortgage you can respect. In 2023, when you buy with Bee, you can refi for free.
You might hear of lot’s of offers from other lenders right now offering temporary rate buy-downs and specials where the mortgage payment is lower for the first year or so. Don’t be fooled. Lenders don’t give away anything for free. But at Bee we do! | When you buy with Bee in 2023 we will refinance you for free when rates drop.
And by free we mean you won’t pay us any out-of-pocket broker commission for brokering your loan. We understand rates are the top concern of home buyers right now and want to ensure their peace of mind when they buy with us. We’ll track mortgage rates for you and when they drop enough to get a good savings by refinancing, we’ll let you know.
Keep in mind, that doesn’t mean you won’t pay normal closing costs. We can’t do anything about those pesky third-party fees. However, you can easily roll them into your new loan so that you’re not paying any money out of pocket from start to finish–the cost of the appraisal and all other closing costs can be rolled into the new loan. Plus, you’ll be able to close remotely, from the comfort of your home or somewhere else if you like.