Great Time To Buy A House!

August 4, 2023

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Great Time To Buy A House! 

Ready to take the leap into homeownership in Florida or Indiana? Bee Mortgage is here to help! Our dedicated loan officers will provide expert, personalized guidance ensuring you find the right mortgage for your budget and lifestyle. You can trust us to help make your home buying journey a great success.

Our Mortgage Experience Gives You The Edge

The Bee team has over 50 years combined mortgage experience and has helped many people buy their first home, upgrade to a bigger home, buy a vacation or rental home, refinance a current mortgage, or get a home equity line of credit (HELOC). Everyone is unique and no one loan fits all. By working closely with a loan expert at Bee Mortgage, people in Florida and Indiana can have peace of mind they’re getting the best deal possible.

With over 10 local offices throughout Florida, Bee has many ways to help you apply for a low rate mortgage. If you have questions that you can’t find answers for on our website, call one of our loan officers today at (855) 626-1999. If you’re ready to get pre-approved, you can easily start the process by completing a loan application on our website.

Once you’ve submitted a loan application and provided all necessary answers so we can process it, a dedicated loan expert will make sure it’s handled quickly, no matter when you apply, even the weekend. The faster you get pre-approved, the fast you can get your offer in giving you the edge over someone else who has to wait for the bank to open in order to get a pre-approval letter.

Bee Mortgage works with some of the top title agencies and real estate agents in the country. This team of dedicated experts can help you navigate home buying no matter where you are in the process. If you do not have a trusted real estate agent, let us know and we’ll connect you with an expert we’ve worked with in the past. Home buyers who use agents tend to get better deals than those who don’t; along with avoiding potential problems.

If you’re not yet ready to buy a home, but are wondering how much you can afford to buy, download our app now and discover your buying power.

Types of Loans

Every borrower is unique. Each person has their own job history, assets saved, and budget and lifestyle goals they want to stick to. By offering different types of loans with different down payments and monthly payments, Bee Mortgage customers can be sure they’re getting what they want and not overstretching their budget.

Every homeowner is encouraged to pay extra towards the loan to pay it off faster with less interest. By offering these types of low-rate, consumer-friendly loans and advice—along with other general helpful resources to manage your mortgage and budget better—Bee Mortgage creates customers for life.

Bee Mortgage works with traditional home buyers and property investors too, and offers a wide array of financing options to suit you best.

Florida & Indiana Loan Options:

• Conventional
• Jumbo loans
• VA
• FHA
• USDA
• New construction loans
• Interest-only payment loans
• Standalone HELOCs
• Piggyback HELOCs
  
  
• DSCR loans
• Bank statement loans
• CEMA loans
• Temporary rate buy down loans

Types of Homes

No matter what type of home you’re buying, Bee has you covered with a mortgage you’re sure to love!

• Single-family home
• Attached home
• Townhome
• Condominium
• Multi-unit property
• Manufactured home

What about high interest rates?

We know everyone wants a low rate. Who doesn’t? And while it’s true rates are higher than they were a couple years ago, they’re still very low considering where they were over the past few decades. It’s important to remember that you don’t buy a home when rates are low. You buy a home when you’re ready to buy, can afford to buy one, and have found the home of your dreams. After all, this if for your family's peace of mind, security, and a place to call home! 

 

What were interest rates when you were born? 

Interest rates cycle, they rise and fall; always have and always will. If you’re sitting on the sideline waiting on rates to drop, you’ll likely spend more money renting than you ever would with a higher interest rate. Do the math and you’ll see why you should go ahead and buy no matter where rates are so that you stop wasting money renting and start building equity in your own home

Interest rates cycle, they rise and fall; always have and always will. If you’re sitting on the sideline waiting on rates to drop, you’ll likely spend more money renting than you ever would with a higher interest rate. Do the math and you’ll see why you should go ahead and buy no matter where rates are so that you stop wasting money renting and start building equity in your own home.

If interest rates drop after you buy your home, simply refinance into a lower rate. There’s many benefits of doing this and Bee Mortgage will guide you all along the way. By offering a streamline refinance for Indiana homeowners, you can easily get a new mortgage with a lower rate that can save you thousands of dollars and years of payments. In fact, there’s a proven way to get up to $375,000 out of your mortgage for retirement. The benefits of refinancing are many, and too many to list here. At the end of the day you want to pay as little to the bank as possible so you keep more money in your own pocket. Refinancing can help you do that. 

The bottom line is that it’s always a good time to stop wasting money on renting and buy a home. Homeownership is the foundation for all wealth creation in America. It’s your nest egg, and the first step to adding more wealth in the future. A home represents your castle, your peace of mind, and the place you and your family builds their dreams in. And Bee Mortgage can help make those dreams reality!

#boughtwithbee