How Bee Works: A New Mobile Mortgage Experience is Coming in 2023

Here's a sneak peek of our mobile app being designed with a start-to-finish mobile experience in mind.


Bee Mortgage App

Bee is helping more people buy homes by redefining the mortgage and home buying process. Using the latest technology and processes, Bee makes getting a mortgage simple and convenient.   

  • Instant pre-approvals
  • Low rates & payments
  • Fast closings

Bee offers homebuyers an easier way to get an affordable mortgage by working with multiple lenders ensuring buyers have access to the lowest rates possible. 

As a leading Florida mortgage broker, Bee has been covered in the national and local news for its expert market commentary and new mobile technology that customers compare to Uber, Venmo, and Netflix (mortgage streaming directly to their phone). 

From shopping through to closing, Bee is with you every step of the way ensuring you stay up to date with everything going on. 

If you’re just starting out and thinking about buying, but aren’t quite ready to get pre-approved, then our app is for you. 


Buying Power Calculator

Are you thinking about buying a home but don't know where to start? Start with Bee's buying power calculator and discover how much you can afford to buy! 

  • Uses lender grade data
  • Live in the App Store & Google Play
  • Free to use
  • No credit check required
  • Estimate monthly payments & closing costs
  • Personalize your loan to fit your budget

Once you're identified a buying range that's perfect for you, then it's time to start dreaming and looking at homes.  If you're not working with a real estate agent yet you can start looking at homes online on website such as Zillow, or in-person.  Once you've found a home you want to make an offer on, the next step is to review your loan options and pick one that's best for you.


Your Loan Options

When you're ready to make an offer on a home, it's time to pick out a loan that's best for your unique budget, then get pre-approved. From fixed to adjustable rates loans with shorter or longer terms, we have a loan that will work for you. With each loan having no pre-payment penalty, you can lock in a low monthly payment and pay extra whenever you like giving you the flexibility to pay off the home at a faster pace that doesn't strain your budget. Once you've chosen a loan, it's time to lock in the rate.

Bee's Rate Lock Advantage 

Lock in your rate with Bee and if rates go up, you're protected. If rates go down within one year after closing, you can refinance into a lower rate with most likely no money out of pocket. 


Get pre-approved

To get pre-approved for a low rate mortgage you'll need to complete a quick loan application. This is part of knowing what your loan options are in the previous step. 

There's three convenient ways to apply: 

  1. Online on our website
  2. In our app for iPhone users
  3. By appointment at one of our local offices
  4. Over the phone

Whichever way you prefer, we're hear to serve you best!  Once you're pre-approved we'll give you a pre-approval letter for you to give to your agent before making an offer.  Your real estate agent will guide you through the process of making an offer and give you advise on how best to structure the offer.  Once your offer is accepted, you and the seller will sign the sales contract, or purchase agreement. Then, we go to the final step! 


Contract & Close

After you sign the contract to buy the home, we'll work with the lender to do three things:

  1. Verify the current market value of the home with an appraisal (if required by the lender)
  2. Make sure the title is clear and free of any liens or encumbrances
  3. Verify all homeownership dues associated with the property such as HOA dues and property taxes among other things 

At this stage the underwriter normally asks you to provide some additional documents such as the insurance policy for the home. 

Once clear-to-close is granted by the lender, you'll close and become a homeowner! 

Fill out the form below to contact us or call us at 855-626-1999.

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