HELOCS AND SECOND MORTGAGES
It's Your Equity.
Use it
NMLS 1308125
Rennovations? Buying another home? Major life event? There's equity to use for it.
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HELOCs & SECOND MORTGAGES

How 'bout a 1-Week HELOC With No Appraisal?

Leave the low rate on your first mortgage in place, and get a second loan on top of it.

Get up to $400,000 in 1- week without an appraisal

Bee Mortgage can help you when you want money fast. If you have a low rate on the current mortgage on your home, leave it there and get a HELOC on top of it.
Apply Now

A 2nd
mortgage
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closing
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Get $ without selling your home

You can borrow against the equity you've built up in your property (home value minus what you owe on your first mortgage). This provides cash for major expenses like home renovations, debt consolidation, or even buying a second property — all while keeping ownership of your primary home.

Low rates compared to unsecurede debt

Because the loan is secured by your home, lenders view it as lower risk, so rates are typically much better than credit cards (often 20%+), personal loans, or other alternatives. This can save you a ton of money on interest, especially for large amounts.

Tax advantages & keep your low rate

Interest may be tax-deductible if the funds are used to "buy, build, or substantially improve" your home (consult a tax advisor for your situation). You also keep your existing first mortgage intact — useful if you locked in a low rate years ago — while tapping equity separately.

Use the money however you want

Unlike many specialized loans (car or student loan, etc.), a second mortgage generally lets you use the money for however you want. This makes it a versatile financial tool when you need capital.
Still got questions? 

Curtis@beemortgageapp.com

(904) 316 - 5566 call/text

(904) 316 - 5566 call / text
info@beemortgageapp.com
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Columbus, IN 47203
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Suite 149
Ponte Vedra, FL 32081
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Copyright © 2026 Bee Mortgage App Inc NMLS 2192316 Florida License MBR4701 The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval by lender. Addional terms and restrictions apply. Mortgage loans may be arranged through third party providers.

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.

Down payment assistance loan terms: $0 down (100% LTV), 30 year fixed rate mortgage, 7.46% APR