Updated: January 24, 2022
BEE MORTGAGE APP, INC’S PRIVACY POLICY
Bee is a licensed mortgage broker that seeks to improve the homeownership wealth gap by simplifying the mortgage process, enhancing financial knowledge and making smarter underwriting decisions. Let us start by telling you why we need to collect your personal information, what we collect, how we use it, why we share it, who we share it with, how you’re in control of it and, last but not least, how to reach us.
By using our app or website (the “App”) you are agreeing to this privacy policy. Our App is intended to be used by U.S. residents.
WHY WE COLLECT YOUR PERSONAL INFORMATION
Our primary reasons for collecting personal information are to provide the services you came to the App for and to ensure our services are top of the line and helping us achieve our mission.
WHAT WE COLLECT
From anyone who visits our App:
From anyone who creates an account on the App:
We obtain this information from you or consumer data resellers. If you don’t complete your application, we may not collect all of this information.
HOW WE USE IT
We use your personal information in a lawful and fair manner. Some specific ways in which we might use your data include to:
WHY WE SHARE IT
We may need to share your personal information in order to:
We may also have to share your personal information in connection with:
WHO WE SHARE IT WITH
We may need to share your personal information with our network of lenders, which includes:
Each of those lenders has their own privacy policy that also complies with all applicable laws and regulations, including the Gramm Leach Bliley Act. By using our App, you agree to the privacy policies of any of these lenders with whom we share your personal information.
We may also share your personal information with (1) our service providers, including but not limited to credit reporting agencies, (2) a potential acquirer of all or a portion of our business or (3) a court, party to a court proceeding or law enforcement. We do not sell your personal information.
YOU’RE IN CONTROL
Each year, we will respond to up to two verifiable consumer requests for:
If you ask us to, we will also provide this information for all members of your household that we can verify.
We will never disclose your personal information, account password or security questions in connection with a verifiable consumer request.
You can also request that we delete any personal information that we have collected from you or maintained about you. Unless we are required or permitted by applicable laws to retain such information, we will comply with your request upon receipt of your verifiable consumer request. If we deny your request for deletion, we will let you know why.
You can submit your verifiable consumer request for information about or deletion of personal information collected by contacting us at info@beemortgageapp.com. Please note you may have to share some personal information in order for us to verify your identity. If we are unable to verify your identity we will let you know why.
Our goal is to verify and respond to your request as soon as possible, within forty-five days of your verifiable consumer request, unless we provide you a notice of needing additional time, up to ninety days, that includes the reasons for the extension.
We will not charge you to verify or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
If you’d like to allow an agent to submit a request to opt-out on your behalf, you must give them written authorization and verify your identity directly with us.
We will not discriminate against you for exercising any of your rights under applicable laws. For example, we will never:
From time to time, we may need to change this privacy policy without notice to you other than to amend the version provided on our App. Please check the App regularly to review the current version of the policy and any changes that may have been made to it. The provisions contained herein supersede all previous notices or statements regarding our privacy practices.
NEED TO REACH US?
If you have any questions about this privacy policy or how to exercise your rights please contact us by:
Email at info@beemortgageapp.com or
Post at 4210 Valley Ridge Blvd, Suite 107, Ponte Vedra Beach, FL 32081.
Last Updated: January 24, 2022