REAL ESTATE AND MORTGAGE EXPERT
Greg Simo
NMLS 2757992
Local real estate and mortgage expert!
Get pre-approved to buyRefinance my homeHELOCs & 2nd mortgagesMortgage calculatorDown payment & closing cost assistance
HOW IT WORKS
Start your home buying journey with confidence
Know how it works and what to expect all from your phone
Apply
Verify
Approve
Final loan approval based on lender review and approval. Terms and conditions apply. Pre-approval status is no guarantee of a final lender approval.
A Pre-approval Letter That Can Beat Cash Offers
Have a fighting chance against home buying sharks and win.
Get Pre-approved
TYPES OF LOANS
With many loans to choose from, we’ll help you get the best mortgage for you.
Using unconventional income or assets to qualify? We’ve got you covered.
CONVENTIONAL
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• 620+ FICO score required
• Can close in two weeks
• $0 Down loans available
• For primary, investment, or 2nd homes
Most popular loan with lowest
rates and fees.
VA LOAN
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• Up to 100% LTV ($0 down)
• Can close in two weeks
• 620+ FICO required
• For primary residence
Lowest rates & payments for our veterans who served!
FHA LOAN
• Buy, Refinance, or Build
• 15 & 30 Year Loans
• 580+ FICO score required
• Can close in two weeks
• $0 Down loans available
• Primary res including multi-unit properties
Best for those who dont have
a lot of money or good credit
USDA LOAN
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• 640+ FICO score required
• Rehab loans available
• $0 Down loans available
• Primary residence only
Very low rates and payments
with 100% LTV
JUMBO LOANS
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• 640+ FICO score required
• Can close in two weeks
• Up to $5M
• For primary, investment, or 2nd homes
Go big! Get a low rate to buy
your dream home.
REFINANCE MY HOME
• Streamline refinances availalbe
• Get a lower rate & payment
• 15, 20 & 30 Year Loans
• Get cash out for anything
• Up to 100% LTV on VA loans
• Up to 90% LTV without PMI
Get cash out and a lower rate that saves lot's of $$$
HELOCs & SECOND MORTGAGES
• First & Second place liens
• Standalone HELOCs
• Flexible repayment options
• 640+ FICO score required
• Can close very quickly
• Up to 95% LTV
• Primary, Investment and Second
Don't wait to do that thing you
want to do. Let's go today!
NEW CONSTRUCTION LOANS
• VA, Conventional & Commercial
• Primary, Investment & 2nd Home
• VA (100% max LTV)
• Conventional (95% max LTV)
• $0 Down loans available
• Used to buy primary, investment, or second homes
Build your dream home with
one closing, not multiple!
COMMERICAL LOANS
• Bank statement loans
• P&L and Asset based loans
• No max unit caps
• DSCR, portfolio loans
• For Commercial / Residential
• Spec home financings &complex deals financed on a case - by - case basis
We can do complex deals other lenders can't.
Need some help with the down payment and closing costs?
Stop thinking you can't afford to become a homeowner.
• Buy a home with very, very little money.
• Some people used less than a paycheck.
See if I qualify for assistance
Down payment assistance based on eligibility. See lender for more details.Terms and conditions apply.
The Process That's Making All The Buzz
SPEED
Loan applications are processed immediately. Pre-approval letters sent out as fast as 15 minutes.
CONFIDENCE
Credit, income and assets all verified up front so you know they're qualified.
EFFECTIVENESS
Rates can be pulled and locked in, even over the weekend.
URGENCY
Files submitted to underwriting within 24 hours of going under contract.
MOMENTUM
Title and appraisal ordered within 24 hours of getting a signed contract.
HUSTLE
Conditions addressed within 24 hours of coming out of underwriting.
SIMPLICITY
Underwriting requests simplified so they're easy to understand.
ACTION
Clear-to-close + balancing can be done one full day before closing.
CONVENIENCE
Most docs are e-signed in advance so closing can happen fast, from anywhere.
SUCCESS
Buyers are happy and refer their friends and family to you! 
Mortgage calculator to customize your ideal mortgage
(904) 316 - 5566 call / text
info@beemortgageapp.com
Indiana
1910 Parkside Dr
Suite B
Columbus, IN 47203
Florida
4210 Valley Ridge Blvd
Suite 149
Ponte Vedra, FL 32081
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Copyright © 2026 Bee Mortgage App Inc NMLS 2192316 Florida License MBR4701 The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval by lender. Addional terms and restrictions apply. Mortgage loans may be arranged through third party providers.

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.

Down payment assistance loan terms: $0 down (100% LTV), 30 year fixed rate mortgage, 7.46% APR