Kyle Brown

NMLS 2000625
A purebred Hoosier and mortgage
expert to guide and serve you!
(812) 314-5844
Kyle@beemortgageapp.com
Get Pre-approved To BuyHELOCs & 2nd MortgagesMortgage Calculator
‍Refinance My Home
Down payment and closing cost assistance

HOW IT WORKS

Start your home buying journey with confidence

Know how it works and what to expect,
all on your phone.

Apply
Verify
Approve
Approval based on lender review and approval. Terms and conditions apply.

TYPES OF LOANS

With many loans to choose from, we’ll help you
get the best mortgage for you.

Using unconventional income or assets to qualify?
We’ve got you covered.

Conventional
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• 620+ FICO score required
• Can close in two weeks
• $0 Down loans available
• Used to buy primary, investment, or second homes
Lowest rates and fees, if you
don't qualify for a USDA or VA loan
$
VA Loan
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• Up to 100% LTV ($0 down)
• Can close in two weeks
• 620+ FICO required
• Used to by a primary residence (includes multi-family properties)
Overall lowest rates and fees for qualified Veterans
$
USDA Loan
• Buy, Refinance, or Build
• 15, 20 & 30 Year Loans
• 640+ FICO score required
• Rehab loans available
• $0 Down loans available
• Primary residence only (includes qualified manufactured homes)
Overall, usually, best rate with the lowest down payment
$
FHA Loan
• Buy, Refinance, or Build
• 15 & 30 Year Loans
• 580+ FICO score required
• Can close in two weeks
• $0 Down loans available
• Used to buy a primary including multi-unit properties
Best for those who dont have a lot of money or lower credit scores
$
Refinance
• Streamline refinances availalbe
• Get a lower rates & payment
• 15, 20 & 30 Year Loans
• Get cash out for anything
• Up to 100% LTV on VA loans
• Up to 90% LTV on Conventional loans without PMI
Get cash out and a lower rate that saves lot's of $$$
$
HELOCs & 2nd Mortgage
• First & Second place liens
• Flexible repayment options
• 640+ FICO score required
• Can close very quickly
• Up to 95% LTV
• Good for Primary, Investment and Second homes
Lowest rates and fees, if you
don't qualify for a USDA or VA loan.
$
New Construction
• VA, Conventional & Commercial
• Primary, Investment & 2nd Home
• VA (100% max LTV)
• Conventional (95% max LTV)
• $0 Down loans available
• Used to buy primary, investment, or second homes
Lowest rates and fees, if you
don't qualify for a USDA or VA loan.
$
Commercial & Unique Loans
• Bank statement loans
• P&L and Asset based loans
• No max unit caps
• DSCR, portfolio loans
• For Commercial / Residential
• Spec home financings &
complex deals welcome
We can do complex deals other people can't
$
To see if you qualify
Giddy up partner, let's go
Or call (812) 314-5844 to chat with an expert.
Approval based on lender review and approval. Terms and
conditions apply. Net benefit outcome based on current loan terms. Commercial underwriting terms and conditions apply.
Need some help with the down payment and closing costs?
Stop thinking you can't afford to become a homeowner.
• Buy a home with very, very little money.
• Some people used less than a paycheck.
Down payment assistance based on eligibility. See lender for more details.
Terms and conditions apply.